GraphQL

How GraphQL Fuels Quiltt’s Edge

GraphQL powers Quiltt's platform, simplifying open banking integrations by allowing developers to query exactly the data they need from multiple providers through a single, unified API. This eliminates the complexity of juggling different APIs, normalizing messy data formats, and making multiple requests, enabling faster development cycles and better user experiences.

Product Updates

January 2025 Product Updates

Welcome to the Quiltt product updates for January 2025, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

Smart Routing for Smarter Decisions: Real-World Applications in Fintech

Smart routing helps fintech companies deliver better services by connecting to multiple data aggregators through one integration. It enables broader coverage, higher conversion rates, and more reliable data for use cases like account funding, transaction monitoring, and underwriting.

What Is Data Orchestration? A Primer on Routing Across Data Aggregators

Open banking has finally arrived in the US, but companies face a maze of providers, complex integrations, and lengthy negotiations just to access financial data. Learn how data orchestration is transforming this landscape and simplifying how innovative products get built.

Product Updates

December Product Updates

Welcome to the Quiltt product updates for December 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

Product Updates

November Product Updates

Welcome to the Quiltt product updates for November 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

product-updates

October Product Updates

Welcome to the Quiltt product updates for October 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

product-updates

September Product Updates

Welcome to the Quiltt product updates for September 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

product-updates

Quiltt Product Updates - August 2024

Welcome to the Quiltt product updates for August 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

unified-apis

The Hidden Expenses of Financial Data Management

Fintech companies face costly, time-consuming financial data integration maintenance. Quiltt simplifies this with pre-integrated aggregators, a unified API, and automated updates—reducing expenses and complexity.

open-banking

Navigating Incomplete Data to Build Powerful Fintech Tools

Fintech development faces challenges with incomplete financial data. Success lies in designing for uncertainty, using flexible models, fallbacks, and clear user communication. Quiltt's unified API simplifies this process

open-banking

Why Real-Time Balance Checks Are Crucial for Fintech Success

Real-time balance checks are crucial for fintech apps to prevent overdrafts, reduce risk, and improve user trust. Quiltt empowers fintechs with tools and infrastructure to easily implement real-time balance checks.

open-banking

Optimizing Data Connectivity for Neobanks and Online Banking Platforms

Neobanks revolutionized banking but pose connectivity challenges for fintechs. Explore strategies to optimize neobank integration, ensure reliable data access, and deliver seamless user experiences.

industry

Why Building Your Own Institution Picker is Harder Than You Think

Don't underestimate the complexity of building a financial data connector! Quiltt Connector handles the challenges of data aggregation, letting you focus on your product, not provider quirks and maintenance.

product-updates

Quiltt Product Updates - July 2024

Welcome to the Quiltt product updates for July 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

product-updates

Quiltt Launches Statements

Quiltt's Statements unlocks direct access to customer financial data. Build personalized financial experiences, streamline decision-making & drive innovation!

industry

Beyond Convenience: The Psychology of Payment Choice

Payment choices are shaped by security concerns, social pressures, emotional spending, budgeting, and generational habits. Understanding these factors leads to better financial decisions.

industry

Avoid Data Silos: Why Multiple Aggregators Can Future-Proof Your Fintech

Fintech innovation is hindered by data silos. Using multiple data aggregators offers broader coverage, resilience, and specialized solutions, overcoming this challenge.

industry

5 Open Banking Use Cases That Are Flying Under the Radar

Open Banking isn't just for banks anymore. Explore 5 lesser-known use cases transforming accounting, supply chains, insurance, real estate, and even how you invest.

product-updates

Quiltt Product Updates - June 2024

Welcome to the Quiltt product updates for June 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

open-banking

The Evolution of Data Aggregation: From Screen Scraping to APIs

Discover how data aggregation transformed from crude screen scraping to powerful APIs, reshaping industries, raising ethical questions, and fueling innovation.

industry

The Rise of the Super Aggregator

Super aggregators simplify fintech data access, unifying multiple sources for seamless integration. They enhance data quality, offer value-added services, and empower businesses to leverage open banking.

company-news

Quiltt Joins Mastercard's Start Path to Drive Fintech Innovation

Quiltt is thrilled to be chosen for Mastercard's prestigious Start Path program. We look forward to leveraging this opportunity to scale our open banking technology and deliver even greater value to our customers.

industry

The Gamification of Fintech: Are Apps Making It Fun or Addictive?

Apps like Robinhood and Acorns use game-like features to engage users in investing and saving. This makes finances more accessible but raises concerns about addictive behaviors and irresponsible financial decisions.

industry

The Hidden Costs of Enriching Your Data In-House

Discover the hidden costs of in-house data enrichment in fintech. Learn why outsourcing or hybrid models may be the key to unlocking your data's full potential.

product-updates

Quiltt Product Updates - May 2024

Welcome to the Quiltt product updates for May 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

industry

Fintech Failures: Lessons Learned from the Startups that Didn't Make It

The fintech boom: many startups promised revolution, but not all delivered. What lessons can be learned from those who failed?

industry

Building a Scalable Fintech Solution: When to Use Multiple Aggregators

Multiple data aggregators boost fintech reach and data quality, especially in diverse markets. Challenges include integration and data discrepancies, requiring strategic planning.

industry

Open Banking and AI: A Match Made for Fintech

Open banking + AI mean your finances get smarter. Expect tailored advice, streamlined processes, and a financial world that understands your needs.

product-updates

Quiltt Product Updates - April 2024

Welcome to the Quiltt product updates for April 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

industry

A Beginner's Guide to Embedded Finance

Embedded finance is changing how we handle money. It puts payments, loans, & insurance within the apps you use. This means easier transactions, tailored financial options, and new possibilities for businesses.

podcasts

Unlocking the Power of Fintech: Why Data Access Platforms are Changing the Game

Discover the secret weapon of fintech – Data Access Platforms! Learn how they work, why they're essential, and get expert tips on using them to power your financial apps. Watch the Quiltt and FinGoal webinar on-demand!

industry

Beyond Single-Provider Risk: How To Diversify Your Fintech Stack

Fintechs must diversify to avoid outages and gain flexibility. This article explores the risks of relying on a single provider, and outlines steps to build a resilient fintech stack – from analyzing needs to finding stra

company-news

FinGoal Partners with Quiltt to Enhance Financial Services Through Transaction Enrichment

FinGoal and Quiltt team up to provide seamless transaction enrichment. Build better financial apps faster with their unified API.

industry

3 Fintech Buzzwords You Need to Know (and 3 You Can Ignore)

Fintech buzzwords got you confused? This post cuts through the jargon, explaining the terms you need to know and a few you can safely ignore. Get ready to understand the forces shaping the future of finance.

product-updates

Quiltt Product Updates - March 2024

Welcome to the Quiltt product updates for March 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

product-updates

Quiltt Product Updates - February 2024

Welcome to the Quiltt product updates for February2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

industry

The Disruptive Rise of Peer-to-Peer Lending: A Revolutionary Shift in Finance

Peer-to-peer (P2P) lending is changing finance! Explore its rise, from early days to cutting-edge tech & global expansion. Learn about benefits & future trends.

industry

The DIY Days of Fintech are Over: Welcome to the Assembly Line Era

The era of DIY fintech is over. Discover the "assembly line" revolution changing how financial solutions are built and delivered.

industry

How AI and Machine Learning are Transforming the Lending Industry

Want a faster, fairer loan experience? AI and machine learning are transforming lending, benefiting both lenders and borrowers.

industry

Beyond the $250k Limit: Optimizing FDIC Coverage for Businesses using Mercury & Brex

Mercury & Brex offer innovative banking, but is FDIC coverage clear? Demystify sweep accounts & learn strategies to maximize protection for your business finances.

product-updates

Announcing Quiltt's Real-Time Balances: The Key to Seamless Payments

Quiltt introduces Real-Time Balances for open banking. Get on-demand, accurate account information for successful payments and confident decision-making.

industry

What is FedNow and Why Fintech Needs to Pay Attention

Fintech pros: FedNow's gradual rollout has begun. This means real-time payments are reshaping the landscape. Is it disruption, or opportunity?

product-updates

Quiltt Product Updates - January 2024

Welcome to the Quiltt product updates for January 2024, showcasing our recent advancements toward lowering technical barriers for individuals and teams building in financial services.

industry

What Reg 1033 Means for Data Security and Privacy

At the heart of the Dodd-Frank Act's proposed Regulation 1033 lies a pivotal moment for the security and privacy of consumer financial data...

product-updates

Quiltt Launches Remote Data

We've got some exciting news at Quiltt. We're launching something pretty awesome: our new Remote Data feature. It's a big deal for us, and we think you're going to love it.

industry

The Rise of Cash Flow Underwriting

For as long as most of us can remember, our financial worthiness was always just a number on a credit report, published by a handful of companies whose logos you could find in Webster's under the definition of "opaque."

industry

The Business Model Changes 1033 Demands for Data Aggregators

As the financial sector grapples with the upcoming changes due to Regulation 1033, data aggregators are standing at a significant crossroads. The shift from traditional data collection methods like screen-scraping to...

industry

Wave of Fintech IPOs and acquisitions coming in 2024?

As we embrace the new year, the fintech landscape is poised for some groundbreaking shifts. Having observed the ebb and flow of the market, we're excited to share insights on the anticipated wave of IPOs and...

industry

Understanding Financial Data Aggregation

At the heart of modern finance is the concept of financial data aggregation. This is the intricate process of collecting and integrating financial details from various sources such as banks, credit unions...

industry

The Impact of Reg 1033 on Financial Institutions

The Impact of Reg 1033 on Financial Institutions and Third Parties is a critical topic for fintech product managers, developers, and startup founders.

industry

How Credit Unions and Smaller Banks can succeed with 1033

Imagine a small-town credit union, nestled between your favorite bakery, the old post office, and that quaint bookstore inviting a sense of community and timeless charm. It’s a haven where everyone knows your name...

industry

What is ACH?

Within the vibrant landscape of financial technology, there lies a key but often understated player: the Automated Clearing House (ACH).

product-updates

Quiltt Product Updates - December 2023

Here are the latest product updates as of December 2023. Thanks for helping make Quiltt better!

Empowering Startup Success through Data Aggregation

industry

Top 5 Fintech Developments to Watch in 2024

Heading into 2024, the financial technology sector is experiencing an extraordinary transformation. This rapid evolution is shaped by ongoing innovations, regulatory developments, and shifts in consumer behavior. For...

how-to-guides

Building a Simple Transaction List with Quiltt's GraphQL API

In this quick how-to guide we show you how to build a transaction list using Quiltt's GraphQL API.

open-banking

What is Open Banking? Exploring the Impact of Open Banking in Financial Services

Open banking represents a significant evolution in the financial sector, altering the way we manage and interact with our finances. This concept, at its essence, revolves around a system where banks and other financial..

open-banking

Open Banking Glossary

The landscape of financial services is undergoing a profound transformation, primarily driven by the advent of Open Banking. This innovation is not just a fleeting trend; it's reshaping how we interact with financial ser

product-updates

Quiltt Product Updates - November 2023

Here are the latest product updates as of November 2023! Thanks for your feedback and helping make Quiltt better!

product-updates

Quiltt Product Updates - October 2023

Here are the latest product updates as of October 2023! Thanks for your feedback and helping make Quiltt better!

unified-apis

Streamlining Financial Software Development: Simplified API Management for Today's Developers

Part 3 of our Unified API series! Streamlining Financial Software Development: Simplified API Management for Today's Developers

unified-apis

The Power of Single Query Language in Unified APIs for Financial Software Developers

Part 3 of our Unified API series! The Power of Single Query Language in Unified APIs for Financial Software Developers

company-news

Welcoming Jacob Villanueva: Discover Why Quiltt Stood Out for Him

Today, we’re particularly thrilled to spotlight our newest addition, Jacob Villanueva. He isn't just a new name on our team; he's a blend of passion, experience, and an intriguing story of why Quiltt was his top choice.

product-updates

Quiltt Product Updates - Sept 2023

Here are the latest product updates as of September 2023! Thanks for your feedback and helping make Quiltt better!

unified-apis

Simplify Financial Software Development: Embrace Unified APIs for Single Authentication

Part 2 of our Unified API series! Embrace Unified APIs for Single Authentication!

unified-apis

Revolutionizing Financial Software Development with Unified APIs: The Power of Standardized Data Structures

Part 1 of our Unified API series! Dive in to see how they're transforming financial tech by simplifying data and future-proofing apps.

company-news

Harnessing Everyday Transactions: Quiltt's Round 4 Good Revolutionizes Nonprofit Donations

Today, Quiltt is redefining charitable giving with the launch of Round 4 Good, an innovative platform that revolutionizes how nonprofit organizations receive donations. With Round 4 Good, nonprofits can now rely on a ste

company-news

Quiltt Launches Quiltt Hub

The past few months have been a rollercoaster, especially with the collapse of SVB and all the confusion in the banking world. Businesses, including ours, are figuring out the best way to handle and diversify our money a

company-news

Quiltt Selected for Plug and Play's Highly Competitive Batch 17 Fintech Program!

Quiltt, a low-code fintech infrastructure company, has been accepted into Plug and Play's fintech program. Plug and Play is a global innovation platform that connects startups with corporations to accelerate innovation.

podcasts

Podcast: Code Story, Quiltt CEO & Co-founder Ruben Izmailyan

At the core, I would say the secret sauce of Quiltt is that we're a unified API for multiple different types of APIs and data providers. And we're normalizing that into a single standard data model. So one of the....

podcasts

Podcast: Brand & Beyond, Quiltt CEO & Co-founder Ruben Izmailyan

Our mission is to lower technical barriers for people building in consumer financial services. You know, we've sort of seen a lot of innovation in this space over the last five to 10 years but kind of one of the core...

product-updates

Fintech’s First “Easy Button” — The Quiltt Connector

At Quiltt, we’re on a mission to dramatically lower technical barriers to innovation in the financial services space. Our platform empowers anyone to quickly connect customer financial data, stitch relevant APIs, and dep

company-news

Jenn Starr joins Quiltt as Head of Marketing

We’re thrilled to announce that Jenn Starr has joined Quiltt as our head of marketing!

culture

Team Retreats and Remote Companies: How We Craft Successful Retreats at Quiltt

Quiltt recently held its second Team Retreat in beautiful Breckenridge, CO. Despite being a small team; we brought together team members from California, New Jersey, New York, Germany, Rhode Island, Texas, and one who is

product-updates

November 2022 Product Updates

It was an exciting November! We’re committed to making Quiltt the best it can be, and we hope you enjoy these new features! If you have any questions or feedback, please don’t hesitate to reach out to us by filling out t

company-news

Announcing Quiltt’s $4m Seed Funding

We are thrilled to announce that Quiltt has raised $4 million in Seed funding!